Gift Planning
RRSP, RRIF, Pension Plan
Donating retirement savings (Registered Retirement Savings Plans and Registered Retirement Income Funds) allows you to make a very meaningful gift to the ROM without compromising your current lifestyle and offers significant tax benefits to your estate. At the time of your retirement, you retain the use of your retirement savings investments. Following your death your estate receives a charitable donation receipt for the full value of your gift which can help to offset all or a significant portion of the total taxes payable by your estate.
For examples of retirement plan gifts, please view the personal stories below:
For other ways to reduce taxes on your estate:
Bequests
Life Insurance
